Credit Card Debt Help in Iowa

Credit card debt consumes millions of Americans' lives. It is easy to get into too much debt and very difficult to find relief and help.  In the state of Iowa, the average household carries around $8260.44 in credit card debt on an ongoing basis with an annual average APR of 22.84%.  With this kind of debt and these very high interest rates, it can be extremely challenging to find a solution to your debt that will fit within your budget.

The first step to reducing your credit card debt is to formulate a plan. You may not have the knowledge to do this, most Americans don't. This is the very reason this website was created, to help consumers who are in debt find a way back to peace-of-mind.  Use our extensive glossaries to learn terms and definitions you will encounter when talking to lenders and reading the fine print on your card agreements.

Optimize your repayment schedule and see how long it will take to reduce your debts with our credit card repayment calculators.  Keep up with current credit card reform and advocacy using our website.  We also offer a news section which will help educate you on best practices when using credit cards.

Remember, you're elected officials are responsible to you and your voice can make a difference. If you are experiencing problems with a specific lender or with credit card lenders in general be sure your Senators know about it.  It is exactly this kind of communication that recently led to credit card reform in congress.

Contact Your Senators Your Experience with Credit Card Lenders
	Senator Chuck Grassley PHONE: 202-224-3744 (DC office) FAX: not available (DC office)		Senator Tom Harkin PHONE: 202-224-3254 (DC office) FAX: 202-224-9369 (DC office)